Checking data imported to Pathfinder from Plannerpad

Where to review expenses

1. Go to the Cash flows & Goals step, then choose the Cash flows sub-step
2. Scroll down to the Expenses section

Move expenses to other sections, if necessary

There are some expenses which are best entered in other sections of Pathfinder and removed from the 'Expenses' section (otherwise expenses might be doubled up, or it won't be modelled properly):

• HELP/HECS debt repayments - You can enter this at the Current situation > Assets & Loans step (Pathfinder will calculate the repayments.  For more, see HELP debt (a.k.a Higher Education Loan Programme debt, HECS debt)
• Insurance premiums - it's best to enter this under the Current situation > Insurance step
• Loan repayments - these should be entered with the loan in the Current situation

For more, see Expense.

Adjust the 'Type' field

In this section, you may want to review the Type field for the expenses, including:

• Rent - if you use this type, the amount will be stopped automatically if a family home is purchased

• Annual living expenses - income with this type will be conflated in the ‘Cash flows’ report

Customise the indexation or adjust future values

Click the Customise button at the end of the row if:

• You want to change the indexation of the expense. e.g. If you have a warning message saying "Amount' is not indexed...", you can click 'Customise' to change the indexation to CPI
• You want to stop or or change the value in future years. e.g. only apply the expense for 6 years.

For more, see How to use the series builder.

For each existing item, you will need to set instructions for how it should be modelled in Pathfinder (e.g. Keep or sell an investment property).  To do this:

• On the top menu, go to Cash flows & Goals, and then choose the Review assets & loans sub-step.
• Scroll down the page and choose an option for each asset and loan you entered. In many cases, the fields you need to fill be will be blank and marked with a 'this field is required' error, however it is a good idea to review all fields.

If you would like to include new items, they can be entered at the Cash flows & goals step. New items include:

• New assets or super funds
• Future expenses such as a new car purchase

For more information, see Entering Data in Pathfinder

1. If you have an item in your case and it doesn't have data that Pathfinder needs, then you will get an error message.  To see the list of all the error message on your case:
   1. Go to the Results > Solve step
   2. At 'Step 1: Check errors and warning in your input data', you can click links to take you to the page needing the correction
2. Alternatively, you can also click through each step and check for errors and warnings marked on each field
3. There may also be data that is relevant for the analysis which was not captured in Plannerpad.  If this is the case, you can enter it directly in Pathfinder.  Some examples of this kind of data are Trusts and SMSFs.