Legislative updates and Optimo Pathfinder
The Optimo Pathfinder model only includes legislation that has been passed in both houses of parliament and received Royal Assent from the Governor General. However, we are constantly monitoring proposed changes so that if they become law, Pathfinder is updated quickly.
Proposed legislation that we are keeping an eye on
We maintain a page for each calendar year to show legislation we are keeping an eye on and, if it is given Royal Assent, when it is released to Pathfinder:
Technical updates that have been released to Pathfinder
Technical updates in Pathfinder include updates to legislation and other details (e.g. indexation, interest rates)
- Technical update: Age pension, Aged care, FTB (Dolphin v3)
- Technical update: HELP debt repayment thresholds (Dolphin v2)
- Default start date for analysis is now 1 July 2024
- Technical update: CPI, AWOTE, Tax cuts, and more (Dolphin v2)
- Technical update: Age pension & Aged care (Zogg v2)
- Global update: Lonsec returns (Young v2)
- Technical update: HELP thresholds, Age pension, Aged care, FTB (Xiake v4)
- Technical update: Medicare levy income threshold indexation (Xiake v3)
- Default start date for analysis is now 1 July 2023
- Technical update: CPI, AWOTE, and Various rates (Xiake v2)
Legislation not implemented in Pathfinder, even though it has received Royal Assent
Sometimes, schemes that are not widely used are not implemented in Pathfinder. However, if you would find it useful to have these schemed included, please Contact Optimo Financial and we may be able to suggest a workaround or it may increase the priority to include them.
Item | Comments |
---|---|
First Home Super Saver Scheme | Allows individuals to save for the first home using their superannuation. This has not been implemented in Pathfinder because it has not been a popular request. If you would like to model this, please Contact Optimo Financial and we may be able to suggest a workaround. |
Downsizer scheme | Allow eligible individuals to contribute the proceeds of downsizing the family home into superannuation. A workaround is available here How to model downsizing contributions to superannuation (a workaround) |
Pension loan scheme |