Items which should be entered under Shares/Managed fund
- The following should be added under Shares/Managed fund:
- International and Australian Shares
- Managed funds - you can choose from a variety of investment profiles (e.g. Balanced, Growth) with pre-filled assumptions for the returns and fees
- Exchange traded funds (ETFs)
- Shares and managed funds can be owned by:
- an individual or individuals
- an SMSF (SDS only)
- a Trust (SDS only)
- Do not enter under Shares/Managed fund:
- Superannuation investment options - This should be entered as Superannuation, on the Super & Trusts step.
How to add Shares/Managed fund
To add shares/managed fund owned by an Individual or Individuals:
- If it's already owned - Go to the Current situation step (top menu) and then choose the Assets & Loans sub-step. Then click the Add assets button (on the left) and choose Shares/Managed fund
- If it's recommended or new - Go to the Cashflows & Goals step (top menu) and then choose the Review assets & loans sub-step. Then click the Add new assets & loans button (end of the page) and choose Invest in shares/Managed fund
To add shares/managed funds owned by an SMSF or Trust:
- If it's already owned - Go to the Current situation step (top menu) and then choose the Super & Trusts step
- Add the SMSF or Trust, then click the Add investment to SMSF or Add investment to Trust button
|Take out a new investment in directly owned shares or a managed fund|
|Make deposits or withdrawals from a directly owned managed fund|
|Reinvesting dividends (or not)|
You can specify what percentage of the dividends must be invested using the % income reinvested field, which is on the Shares/Managed fund form.
If you have a dividend reinvestment plan (DRP), then for the % income reinvested field, put '100'.
|Franking credits||Franking credits are included in the assumptions for the Investment profile you have chosen. For more information see How to see and edit the assumptions.|
Shares/Managed fund results
For directly-owned shares/managed fund see Shares/managed fund results
Strategy Development Service (SDS) options
If the case includes complex analysis that you are not able to do in Pathfinder yourself, it may need to be submitted to the Optimo Financial SDS. Complexities include, but are not limited to:
- Shares with margin loans - you can enter the loan details as a Secured loan, but the options for the websolve will be limited, so you will need to submit the case to the SDS to control the borrowing as required.
- Shares or managed funds in an SMSF or Trust - anything relating to SMSFs and Trusts can only be done with the SDS.
- Keeping the balance of shares/managed funds in proportion with another investment (e.g. 40% international shares, 40% Australian shares, 20% cash)
- Customised fees and returns - this can be done case-by-case in the SDS. However, if you have assumptions that should be used for all cases for your organisation, please contact Optimo Financial to discuss creating custom defaults.