Superannuation Results

For general tips about reading the results, see Results step.

This page lists the sections at the Results step where you can review the results for Superannuation and SMSFs.

Strategy summary

At the Strategy summary sub-step (under the Results step on the top menu) you will see sections for:

  • Each superannuation fund - this will show the initial and final balances, and information if the fund is opened or closed during the analysis (including rollovers).
  • Each SMSF member - shows the initial and final balances for a member of the SMSF
  • Each SMSF - shows the initial and final balances for the SMSF
  • Each SMSF asset - shows an overview for each asset
  • Build super section for each individual to show super contributions
  • A Retire section for each individual to show any account-based pensions and/or lump sum withdrawals

Cash flows & action items

At the Cash flows & action items  sub-step (under the  Results  step on the top menu) in the Cash flows report:

  • The Revenue section lists (if present):
    • Superannuation income stream (i.e. account-based pension payments) from each super fund/SMSF
    • Transition to retirement income stream (i.e. TRIS payments)
    • Lump sum withdrawals
  • The Expenditure section lists:
    • Voluntary pre-tax super contributions, which includes salary sacrifice and self-employed deductible contributions (for any super guarantee paid, see the Super deposits summary report)
    • Voluntary after-tax super contributions (i.e. non-concessional super deposits)

Detailed reports

Detailed reports sub-menu (on the Results step (top menu)), the following reports may be useful:

    • Super fund balances (under Individual name) - this lists all super funds for the individual, including whether it is in accumulation or pension phase
    • For more information about contributions and pensions, see Retirement Planning and Build Super results
    • To see the insurance premiums or other expenses paid from super (e.g. advice fees), see Insurance results

For Superannuation funds, on the left menu, click (Individual name) > (Super fund name):

  • The top report shows the accumulation and pension phase balances
  • Under (Individual) > (Super fund name) > (Super fund or Super fund pension) >Assets and loans there are reports for each asset inside the accumulation and pension phases of your super fund:
    • Investment - for each year, reports the deposits, withdrawals and rollovers, as well as the start and end-of-year balances
    • Under the Investment report are sub-reports for:
      • Entry fee - calculates the annual entry fee, if any, for deposits
      • Investment return - calculates, for each year, the return on the invested funds
  • For year-by-year deposits and withdrawals, see Transaction account (detailed) report (under (Individual) > (Super fund name) > (Super fund or Super fund pension) report):
    • In the Revenue section, income, franking credits, and withdrawals from each asset are listed
    • In the Expenditure section, deposits to each asset are listed.

For SMSFs, on the left menu, click the SMSF name:

  • The top report lists the total balances for each asset in the SMSF
  • Deposits, withdrawals and rollovers are listed on the Transaction account (detailed) report (under (SMSF name) report):
    • In the Revenue section, income, franking credits, and withdrawals from each asset are listed
    • In the Expenditure section, deposits to each asset are listed
  • Member balances lists the balances for each individual's accumulation and pension phase.
  • Under Assets and loans there are reports for each asset inside the SMSF (for more about these reports, see Cash and offset account results and Shares/managed fund results)
  • Under (Individual name) > (SMSF name) > Assets and loans there are similar reports for each asset, however, only the member's withdrawals, deposits, and balances are reported.

Compare

At the Compare step on the top menu, there is an Assets inside super chart that compares total assets inside super funds and/or SMSFs for the selected scenarios.

Adjusting your results

If you would like to change something in the results or make another scenario for comparison, you need to change your input data and solve again. See  Superannuation or SMSF (Self-Managed Super Fund) for data entry tips, or these links for more tips: